Kaufmanlegal - Insurance Page

-	Alcohol related
-	Dangerous careless driving
-	Disqualified Driving
-	Driving without Insurance
-	Seatbelts
-	Speeding
-	Mobile phone
-	Traffic lights
-	Traffic road sign violation
-	Tachograph
-	Defective vehicle
-	Penalties
-	Parking/Vehicle taxation
-	Totting up and Exceptional Hardship
-	Failing to Furnish Information




	It is an offence to drive a motor vehicle without a proper policy of insurance indemnifying you against Third Party risks. Sometimes people think that they have insurance but because they are not driving in accordance with the terms of the policy they may not necessarily be insured. For example they may not be a named driver whereas they thought they were. Moreover employees have a particular defence as they are entitled to assume that their employer has arranged appropriate insurance to be driving one of their vehicles in the course of their employment. Again the status of your licence may be in question (such as a provisional or international licence) which may result in you being in breach of the terms of your policy. Moreover your policy may itself have been avoided (e.g. for missing a premium instalment). If you were not aware of such you may also have a defence. Whatever the circumstances we will be able to advise you of your position. You should contact us immediately as not only may you collect penalty points but as with all endorsible offences a ban is discretionary!

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“Kaufman & Co. helped both myself and my clients when it seemed that our licences were at risk. It was their assured presence at court that gave me confidence when I had to appear before the Magistrates since which time I have referred my own clients to them”.

Tony Rollins
Managing Director